Daily reports a credit manager in a bank should review

March 3, 2023

As a credit manager in a bank, some of the daily reports that are essential to review are:


1.     Daily sales and collections report: This report provides information on the sales and collections made by the bank's borrowers on a daily basis. It helps the credit manager to track the performance of the bank's borrowers, identify potential credit risks, and take necessary actions to mitigate such risks.


2.     Exception report: This report highlights any transactions or activities that deviate from the bank's established policies and procedures. It helps the credit manager to identify any potential frauds, errors or compliance violations, and take necessary actions to address them.


3.     Credit monitoring report: This report provides information on the bank's loan portfolio, including the creditworthiness of its borrowers, the quality of its collateral, and the performance of its loans. It helps the credit manager to identify any potential credit risks, take necessary actions to mitigate such risks, and ensure compliance with the bank's credit policies and procedures.


4.     Loan pipeline report: This report provides information on the bank's loan pipeline, including the loans underwriting, processing and closing. It helps the credit manager to track the progress of loan applications, identify potential bottlenecks or delays, and take necessary actions to expedite the loan approval process.



5.     Credit approval report: This report provides information on the bank's credit approval process, including the creditworthiness of the borrowers, the quality of the collateral, and the compliance with the bank's credit policies and procedures. It helps the credit manager to ensure that the bank's credit decisions are consistent with its risk appetite and credit policies.

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